You can never know when an emergency is going to come up. So finding out the location of your nearest pay loan store is only the smart thing to do. But don’t stop there, take a pamphlet home and read over the terms.

Typically, payday loans last from 7 to 31 days. However, the amount of days can vary, depending on whether you take the loan out online or in the store. With payday loans customers will also need a checking account that is active, a job and an accessible phone number so that they can be reached.

Without all three of these, there’s a chance that the customer may not be able to get the loan. These types of loans are not set up to used long term. Short term use is recommended and in some states required.